Cruise holidays are on the rise—and for older travellers, they offer the perfect blend of adventure and comfort. But while cruise trips offer a smooth ride, the risks associated with long durations at sea, complex itineraries, and potential medical emergencies make specialist travel insurance all but essential. What holidaymakers going on a Cruise want is peace of mind that should the unexpected happen they are protected.

Here we will explain how Voyager Plus Travel Insurance with its optional Cruise Cover can support insurance brokers like you to provide peace of mind for your clients going on a Cruise.

For those of you who don’t know, Voyager Plus Travel Insurance is a retail travel insurance scheme available to insurance brokers and other intermediaries by Voyager Insurance. It's designed for travellers — but built for brokers.

Here’s what makes Voyager Plus Travel Insurance with the cruise cover option is so valuable:

✈ High Levels of Travel Cover as Standard

The same great benefits on Voyager Plus Travel Insurance, 4 levels of cover to meet the demands on most clients:

·       Up to £10,000 per person cancellation cover, for even the most luxurious of cruises

·       Up to £10m Emergency Medical Expenses should the unexpected happen

·       Up to £3,500 baggage covering your personal possessions.

🏥 Re-join Your Cruise After Medical Treatment

If your client falls ill and needs hospital treatment on dry land, Voyager Plus can cover the cost of travel and accommodation to catch up with the cruise at the next port or final destination (when medically safe to do so).

🚢 Missed Port Departure

If your client misses the initial cruise departure due to breakdowns, public transport failure, or delays on the road, Voyager Plus helps them rejoin the cruise.

🚪 Cabin Confinement

For every 24-hour period your client is confined to their cabin by the ship’s doctor, they can receive a benefit to reflect the disruption to their trip.

⚓ Itinerary Change & Unused Excursions

Voyager Plus can reimburse for missed ports and unused pre-booked excursions due to covered medical events or confinement—provided the right documentation is supplied.

🛡️ COVID-19: Clear Coverage

Given the close proximity of passengers on a cruise, COVID-19 could spread rapidly amongst them. Our straightforward COVID-19 cover for claims where the client is COVID-free at booking and departure and follows vaccine guidance.

🧠 Don’t Forget:

• There is NO cover for cruises unless the Cruise Cover Option is taken.
• Pre-existing conditions must be declared and accepted in writing.

Why This Matters for Brokers

Voyager Plus Cruise Cover is a great fit for brokers with older clients as cruise travel in on the increase—and you earn commission on every sale! Even if travel insurance isn’t your specialism, this is a plug-and-play solution that helps you provide peace of mind and reliable protection for your clients.

👉 Want more details? Contact our broker support team on +44 (0)1483 562 662 or enquiries@voyagerins.com.