Voyager Insurance offer a complete suite of international specialist insurance products to provide individuals and groups cover whilst operating worldwide including high risk or remote regions of the world such as Afghanistan, Iraq, Syria, Yemen, Pakistan and certain African and South American countries.
CORONAVIRUS 19 (COVID-19) UPDATE
Please Note: As of Monday 16th March 2020, on all new/renewal business, with immediate effect, insurers will include the following restrictions to the policy (these restrictions do not apply to policies on risk or quoted prior to the 16th March 2020, other than pre-trip cancellation coverage):
Definitions:
- Epidemic means a sudden development and rapid spreading of a contagious disease in a region where it developed in a simply endemic state or within a previously unscathed community.
- Pandemic means a form of an Epidemic that extends throughout an entire continent.
- Coronavirus or COVID-19 means any of a group of RNA viruses that cause a variety of diseases in humans and other animals
Exclusion:
your claim arises from, is related to or associated with:
• an actual or likely Epidemic or Pandemic; or
• the threat of an Epidemic or Pandemic: or
• Coronavirus as defined or any mutation.
For Policies on risk or quoted prior to 16th March 2020
Please note: that from 16th March 2020 until otherwise notified, no cover will be given for travellers going to countries or areas within a country where the UK Foreign and Commonwealth Office (FCO) has advised against ‘all travel’ on the FCO website (or it’s equivalent in other EEA countries) or the US State Department has at alert Level 4 ‘Do Not Travel’ on the State Department website under ‘Travel Advisories’, due to COVID-19, as this outbreak is a ‘known event’.
https://www.gov.uk/foreign-travel-advice
https://travel.state.gov/content/travel/en/traveladvisories/traveladvisories.html/
These products include:
- Kidnap & Ransom Cover
- Travel Insurance to High Risk Areas
- Modular International Products
- Personal Accident (including war and terrorism)
- Medical and Repatriation
- Political and Natural Disaster Evacuation
- Cover for war zones, crisis zones and high risk zones
- Short Term and Annual policies available
- Cover for individuals and Groups
- Last minute cover available if paid by credit card
All products include access to a 24/7 Global Emergency and Crisis Response Service that provides emergency support in the event of a medical emergency or a crisis and are backed by a worldwide ‘on the ground’ network of quick reaction medical and personal security experts.
These products are insured by HDI Global Specialty SE, UK Branch, a leading insurance company A rated by A. M. Best. They are available to UK, EU, US, Australian and Canadian citizens in any country worldwide or any company or organisation in those countries who are sending staff overseas. A wide range of other nationalities operating worldwide can also be catered for upon application.
If you would like to receive a personalised no obligation quote, please download and complete the relevant proposal form and either scan and email to amoles@voyagerins.com or fax +44 (0) 1483 569 676. Alternatively you can call the office on +44 (0) 1483 562 662. We aim to turn around your personalised quote within 48hrs of application.
Kidnap and Ransom Insurance
Every year there are more than 40,000 kidnappings globally with over 40% of kidnappings being Professionals and Business Personnel or their dependents. Kidnappings can occur in any region of the world, but particularly in hot-spots such as war zones and crisis zones (for example Iraq, Afghanistan, Syria, Yemen & Pakistan) as well as sub-Saharan Africa, South America and areas of political or social unrest.
If you or your staff travel or conduct business in any of these types of area; you should consider our Kidnap and Ransom insurance. Most kidnappings occur to obtain a ransom and few victims are rescued or released safely without ransoms being paid. Unfortunately you cannot rely on Government support and they certainly won’t pay any ransom demand for you. As an Employer you have a ‘duty of care’ to protect your staff overseas.
Our Kidnap and Ransom Insurance (K + R) in partnership with HDI Global Specialty SE insurance company includes:
- Ransom monies paid or lost in transit
- Crisis Management and Consultant costs
- Additional Care Expenses
- Replacement Costs
- Personal Specialist Security Expenses
- Return Home Expenses
- Salary Continuance
- Salary Replacement
- Personal Accident
The K + R cover is backed by access to a specialised 24/7 Global Emergency and Crisis Response Team and covers up to £3,000,000 per person and up to £6,000,000 in the annual aggregate per policy.
Use the proposal form below and email to, amoles@voyagerins.com, fax: +44 (0) 1483 569 676 or call +44 (0) 1483 562 662 for your personalised quote within 48hrs.
Please complete all sections of the proposal form thoroughly, answer all questions and indicate clearly which sections of cover and what limits you are looking for. If you leave blanks then we regret that it will increase the time taken to get your quote. If you have any queries about a particular question please contact us on +44 (0) 1483 562 662.
 Download Kidnap & Ransom Application Form |
Fact Sheet |
Summary of Cover |
‘PanOptimum’ Modular High Risk Insurance
If you would like to extend your cover beyond Kidnap and Ransom insurance to one of a full modular range of international covers we can provide you with a quote for ‘PanOptimum’. This modular policy ensures you only have to pay for the cover you need.
‘PanOptimum’ is a group annual high risk insurance scheme which can be tailored specifically to your needs from the following benefits:
- Personal Accident
- Illness
- Medical, Repatriation and Evacuation Expenses
- Political and Natural Disaster Evacuation
- Kidnap, Ransom and Hostage
- Travel Medical and Emergency Expenses
- Search and Rescue
- Hijack and Kidnap
- Personal Belongings
- Money
- Travel Delay
- Cancellation, Curtailment or Change of Itinerary
- Travel Delay – additional travel and accommodation expenses
- Personal Liability
- Legal Expenses
- Cover for war zones, crisis zones and high risk zones
- Access to 24/7 Global Emergency and Crisis Response Service
PanOptimum is a service mark of HDI Global Specialty SE Insurance Company.
Use the proposal form below and email to amoles@voyagerins.com, fax: +44 (0) 1483 569 676 or call +44 (0) 1483 562 662 for your personalised quote within 48hrs.
Please complete all sections of the proposal form thoroughly, answer all questions and indicate clearly which sections of cover and what limits you are looking for. If you leave blanks then we regret that it will increase the time taken to get your quote. If you have any queries about a particular question please contact us on +44 (0) 1483 562 662.
| Download PanOptimum Application Form |
Fact Sheet |
Summary of Cover |
Political and Natural Disaster Evacuation and Repatriation Insurance
If you have staff travelling or undertaking assignments in foreign countries you may want to think about our Political and Natural Disaster Evacuation and Repatriation Insurance product.
Events over recent years have shown that political events can change very quickly in some countries, with regimes changing or being challenged overnight. Similarly, the Foreign and Commonwealth Office travel advice to countries can change just as quickly and therefore an area that was previously safe to visit can become dangerous.
Equally there is often little warning when a Natural Disaster may strike, making it necessary for staff to return to their home country due to safety.
Cover includes:
- Political or Military events within the Host Country
- Natural Disaster within the Host Country
- Change of Official Travel advice to a country or area
- Government of the Host Country declaring a state of emergency, or formally instructing insured persons to leave the country for safety reasons, or seizing or confiscating the insured’s property, plant or equipment, or expulsion of insured persons or withdrawal of all scheduled international commercial flights for a period in excess of 24 hours
- Increased Expertise required following an insured event to facilitate evacuation or breakdown of equipment
- Loss of Personal Effects
- Travel and Accommodation costs associated with Increased Expertise
- Personal Accident cover
- Return and Restoration Costs
- Salary Continuance
The policy also includes the following unique and reactive clauses:
- Point of Incident Evacuation
- Hibernation – securing your location and personnel until the situation dissipates
- Expertise Increase – Insertion of a specialist team to shut down your facility or office and recover documentation
Use the proposal form below and email to amoles@voyagerins.com, fax: +44 (0) 1483 569 676 or call +44 (0) 1483 562 662 for your personalised quote within 48hrs.
Please complete all sections of the proposal form thoroughly, answer all questions and indicate clearly which sections of cover and what limits you are looking for. If you leave blanks then we regret that it will increase the time taken to get your quote. If you have any queries about a particular question please contact us on +44 (0) 1483 562 662.
| Download Political & Natural Disaster Application Form |
Fact Sheet |
Summary of Cover |